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Subsection (d) of the statute, while granting rulemaking authority, specifically identifies the FTC and the particular sections of Title 15 (45 and 57a(a)(1)(B)) under which it can prescribe rules. This is more specific than a general grant of authority because it directs the agency to a specific regulatory task.

Subsection (d) of 12 U.S.C. § 5519 explicitly authorizes the Federal Trade Commission (FTC) to prescribe rules under 15 U.S.C. §§ 45 and 57a(a)(1)(B) with respect to persons described in subsection (a). This indicates that the statute authorizes but does not mandate FTC rulemaking related to motor vehicle dealers.

Subsection (d) of the statute specifically authorizes the FTC to prescribe rules under sections 45 and 57a(a)(1)(B) of title 15 with respect to motor vehicle dealers. This is a clear instruction on a specific regulatory task.

12 U.S.C. § 5519(d) is listed as an authority for 16 CFR Part 660. The statute authorizes the FTC to prescribe rules related to motor vehicle dealers, but does not mandate any specific regulation.

Subsection (d) of 12 U.S.C. § 5519 provides the FTC with the authority to prescribe rules under specific sections of Title 15 (sections 45 and 57a(a)(1)(B)) with respect to persons described in subsection (a). This provides a specific regulatory task, therefore qualifies as Specific Authority.

12 U.S.C. § 5519(d) is explicitly listed as the authority for 16 CFR Part 680, indicating the statute authorizes the regulation. However, the statute only authorizes rulemaking for the FTC and does not mandate it.

Subsection (d) of 12 U.S.C. § 5519 specifically authorizes the FTC to prescribe rules under specific sections of title 15 (sections 45 and 57a(a)(1)(B)) regarding persons described in subsection (a) of 5519 (motor vehicle dealers). This is a specific instruction on a regulatory task, thus falling under Specific Authority.

12 U.S.C. § 5519 restricts the CFPB’s authority over motor vehicle dealers but also authorizes the FTC to prescribe rules regarding them. The statute authorizes, but does not mandate, regulations. The regulation cites 12 U.S.C. 5519 as authority.

While the statute grants the CFPB broad authority to supervise and regulate certain non-depository institutions, it provides specific instructions regarding the scope of coverage (defining covered persons), the types of activities to be supervised (assessing compliance with Federal consumer financial law, obtaining information on activities and compliance procedures, detecting and assessing risks), and specific areas for rulemaking (registration, recordkeeping, and requirements concerning obligations). The language in subsection (b)(7)(A) stating “The Bureau shall prescribe rules to facilitate supervision…” indicates a clear instruction, characteristic of Specific Authority delegation.

The statute authorizes the CFPB to prescribe rules related to supervision, examinations, and reports of covered persons, but it does not explicitly mandate every single regulation issued under that authority. The statute provides a framework and authorizes rulemaking, but it doesn’t dictate the specific content of each rule.

The statute explicitly instructs the Bureau to issue a rule defining “covered persons” based on their participation as “larger participants” in consumer financial product/service markets as described in subsection (a)(1)(B). The statute also sets a deadline and requires consultation with the FTC. This is a specific task.

12 U.S.C. § 5514(a)(2) directly mandates the Bureau to issue a rule to define covered persons subject to the section, specifically referencing paragraph (1)(B).

While the statute provides broad authority to supervise nondepository covered persons, it specifically instructs the Bureau to issue a rule to define “covered persons” who are “larger participants of a market for other consumer financial products or services” under subsection (a)(1)(B). In addition, it specifies that the Bureau shall prescribe rules to facilitate supervision under subsection (b)(7).

The regulation (12 CFR Part 1091) explicitly cites 12 U.S.C. § 5514(a)(1)(C) and 5514(b)(7) as its authority. This indicates a direct mandate for the regulation. 5514(a)(1)(C) describes the process by which the Bureau can determine, by order, certain covered persons who engage in conduct that poses risks to consumers. 5514(b)(7) describes the registration, recordkeeping, and other requirements for certain persons.

Subsection (d) of 12 U.S.C. § 5519, specifically grants the FTC authority to prescribe rules, and specifies that the rules should be according to 15 U.S.C. § 45 and 57a(a)(1)(B) in accordance with 5 U.S.C. § 553 with respect to those persons described in subsection (a). This is a specific directive.

12 U.S.C. § 5519 is listed in the authority section for 16 CFR Part 313, but it does not require the FTC to issue regulations. Instead, it carves out an exception for the CFPB’s (Bureau) authority and grants the FTC authority to prescribe rules relating to motor vehicle dealers, thus it is authorized but not mandated.

Subsection (d) specifically authorizes the FTC to prescribe rules under specific sections of Title 15 (45 and 57a(a)(1)(B)) with respect to a defined group (persons described in subsection (a)). This is not a broad grant of rulemaking authority, but a specific instruction to regulate a particular area related to motor vehicle dealers.

12 U.S.C. § 5519(d) explicitly authorizes the FTC to prescribe rules under sections 45 and 57a(a)(1)(B) of title 15 with respect to persons described in subsection (a). This means the statute authorizes the regulation, but does not mandate it.

While the statute outlines a general purpose for the CFPB and authorizes rulemaking, it doesn’t specifically mandate the creation or specific rules related to a civil penalty fund. The language “as may be necessary or appropriate” indicates broad discretion.

12 U.S.C. 5512(b)(1) is explicitly cited as the authority for 12 CFR Part 1075, which governs the Consumer Financial Civil Penalty Fund. This demonstrates a direct mandate as the regulation is implementing a function directly authorized by the statute.

Subsection (b)(1) of the statute grants the Director broad authority to prescribe rules and issue orders and guidance that may be “necessary or appropriate” to administer and carry out the purposes and objectives of federal consumer financial laws. This lacks specific regulatory tasks.

The regulation’s authority citation explicitly references 12 U.S.C. 5512(b)(1), directly mandating the regulation.

While the statute provides standards for rulemaking in 5512(b)(2), the general authority provided in 5512(b)(1) (“as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof”) represents a broad delegation of rulemaking authority without identifying specific regulatory tasks or gaps.

12 U.S.C. 5512(b)(1) is listed as an authority for 12 CFR Part 1090, indicating a direct mandate for the regulation.

The statute grants the Director broad discretion to prescribe rules and issue orders and guidance as “may be necessary or appropriate” to administer and carry out the purposes and objectives of the Federal consumer financial laws and prevent evasions. It provides no specific regulatory tasks, marking it as a General Authority delegation.

The statute 12 U.S.C. § 5512(b)(1) authorizes the Bureau to prescribe rules as necessary or appropriate. While it clearly authorizes rulemaking, it doesn’t mandate a specific regulation on supervisory designation proceedings. The authority to issue rules is connected to implementing the broader objectives of federal consumer financial laws, but the specific regulation isn’t a direct requirement.

While 12 U.S.C. § 5514 generally grants supervisory authority, subsection (b) explicitly directs the Bureau to require reports and conduct examinations of covered persons for specific purposes like assessing compliance with Federal consumer financial law and detecting risks to consumers. This provides a clear regulatory task, aligning with the “Specific Authority” category as per Hickman’s framework.

12 U.S.C. § 5514(b) is explicitly listed as an authority for 12 CFR Part 1006. This section authorizes the Bureau to require reports and conduct examinations of certain persons, and the regulation likely implements this authority. While the statute authorizes the rulemaking, it doesn’t mandate the specifics contained within Regulation F.

While the statute does set forth some procedures, it primarily instructs the agency using broad terms like “necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof,” and provides no specific regulatory task, therefore, it is a general authority delegation.

12 U.S.C. § 5512 is explicitly listed as an authority for 12 CFR Part 1024 in the “Authority” section. This indicates a direct mandate.

Section 5512(b)(1) grants the Director broad authority to “prescribe rules and issue orders and guidance, as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof.” This provides general rulemaking authority without specifying particular regulatory tasks. While other sections of the statute include more granular instructions, the delegation in subsection (b)(1) is broad, which under Hickman’s framework results in classifying the Statute as a General Authority Delegation.

12 U.S.C. § 5512 is cited in the ‘Authority’ section of 12 CFR Part 1026. This indicates that the regulation is directly mandated by the statute, since the regulation itself explicitly references the statute as its source of authority.

While 12 U.S.C. § 5512 outlines the Bureau’s general rulemaking authority and provides some considerations for rulemaking, it doesn’t define specific regulatory tasks. The broad language, such as “as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof,” indicates a general delegation of authority.

12 U.S.C. § 5512 is explicitly listed in the authority section of 12 CFR Part 1030, indicating a direct mandate.

While the statute lists factors for the bureau to consider in issuing rules, orders, and guidances, the statute provides broad rulemaking authority to administer and carry out the purposes and objectives of Federal consumer financial laws. It does not identify any specific regulatory tasks, but rather uses broad terms such as “necessary or appropriate.” The statute also delegates power over exemptions, monitoring and information gathering, and assessments of its own significant rules.

The statute explicitly authorizes the Bureau to prescribe rules, issue orders, and guidance as necessary or appropriate to administer Federal consumer financial laws. While the statute authorizes rulemaking, it does not mandate any specific regulation.

While some subsections of 5512 provide some constraints on agency action, such as the standards in 5512(b)(2), the core delegation of rulemaking authority falls under “General Authority.” 5512(b)(1) allows the Director to prescribe rules and issue orders “as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof.” This language is broad and does not identify specific regulatory tasks. The inclusion of “necessary or appropriate” does not make it a specific authority delegation because the task/gap is broad and undefined.

The regulation (12 CFR Part 1074) explicitly cites 12 U.S.C. § 5512(b) as its authority, which grants the Bureau rulemaking authority. Thus, the statute directly mandates the regulation.

While the statute includes several directives for the agency, its primary function provides broad discretion to the CFPB Director, empowering them to create rules and orders they believe are necessary for implementing consumer financial laws and preventing evasions. The statute provides the authority, but the agency’s interpretation of “necessary or appropriate” grants it general authority.

The statute authorizes the CFPB to prescribe rules, issue orders, and guidance, but it does not explicitly mandate any particular regulation. The CFPB’s authority is tied to what it deems “necessary or appropriate” to carry out the purposes and objectives of the federal consumer financial laws.

While the statute provides some direction by listing factors the Bureau must consider, it provides broad authority to prescribe rules and issue orders, and guidance as necessary or appropriate to administer and carry out the purposes of federal consumer financial laws, and to prevent evasions thereof. This falls under the category of providing broad rulemaking authority without identifying specific regulatory tasks.

The statute authorizes the Bureau to prescribe rules and issue orders to administer and carry out the purposes of Federal consumer financial laws, but it does not mandate specific regulations.

While the statute provides authority to prescribe rules necessary or appropriate to administer federal consumer financial laws and prevent evasions, it doesn’t specify which particular regulations to create or gaps to address. The statute provides broad discretion to determine the scope and content of the rules, aligning it with a General Authority Delegation.

The regulation’s authority explicitly cites 12 U.S.C. § 5512, indicating a direct mandate to create regulations administering Federal consumer financial law.

While the statute identifies the general area of consumer financial law, it provides the Bureau with broad authority to create rules “as may be necessary or appropriate.” It lacks specific instructions regarding particular regulatory tasks.

The statute authorizes the Bureau to prescribe rules to administer and carry out the purposes of Federal consumer financial laws, but does not mandate specific regulations.

While 12 U.S.C. § 5512 outlines several responsibilities of the Bureau (monitoring, reporting, exemptions, data collection, etc.) and provides standards to consider during rulemaking, it primarily grants broad rulemaking authority “as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof.” This aligns with the definition of a general authority delegation as it does not clearly instruct the agency on a “specific regulatory task or gap.” The statute doesn’t mandate specific outcomes or methods, but provides discretion on how to best achieve the general purpose of consumer financial protection, using terms like “necessary or appropriate.”

12 U.S.C. § 5512 is explicitly cited as the authority for 12 CFR Part 1022. This indicates a direct mandate. The statute authorizes the Bureau to administer, enforce, and implement Federal consumer financial law, which directly necessitates the creation of regulations to fulfill these responsibilities.

While the statute includes specific areas for rulemaking (e.g., confidentiality rules, registration), the broad authorization to prescribe rules “as may be necessary or appropriate to enable the Bureau to administer and carry out the purposes and objectives of the Federal consumer financial laws, and to prevent evasions thereof” constitutes a general delegation of rulemaking authority. The statute identifies the goal, but the path is not clearly defined, nor mandated.

12 U.S.C. § 5512 is explicitly cited as the authority for 12 CFR Part 1005, indicating a direct mandate.